What is Wealth Watcher?

Availability checked against the public App Store listing on 1 October 2026. For later releases, prices and device compatibility, check the listing before downloading.

Record savings, investments, pensions, property, vehicles, crypto, collections and liabilities. Net worth is the total recorded asset value minus recorded debt. Keep valuation dates consistent when comparing balances.

Collections: individual watches, artwork or trading cards can sit inside one entry, with automatic totals and dated history. Values are your estimates, not automatic appraisals. See the worked collection example.

Currencies: retain an entry’s currency and choose a display currency for the overview. Exchange-rate changes can affect the total even when the underlying balance is unchanged. See the multi-currency example.

Financial independence: choose the assets that fund a goal. A home or collection can remain part of net worth without being selected for retirement funding. See net worth versus funding assets.

Wealth Watcher suits a periodic balance-sheet check: update what you own and owe, then review changes. It does not provide a bank transaction feed or replace a day-to-day spending budget. The spreadsheet-alternative workflow shows the routine.

Excel/CSV import is in development and is not available in the App Store release checked above. Portfolio export and the website’s downloadable worksheets are separate features.

The app uses authenticated cloud accounts. Manual entry does not mean local-only or anonymous storage. Optional AI explanations use Google Gemini with your permission. Read the privacy policy for processing details and the account-deletion instructions for your controls.

Changes in balances are not measured investment returns. Projections are illustrative scenarios, not guarantees, appraisals or personalised financial advice. The website retirement calculator is a separate educational tool; it does not save a plan into the app.

Hynek Bocan develops and publishes Wealth Watcher under the B-Hive name. The App Store identifies Hynek Bocan as the seller. This website is the product’s own publication, so its descriptions and comparisons have a commercial relationship with the app.

For support, factual corrections or press questions, contact hynek@bhive.cz. Independent reviewers can use the public examples and free tier to assess the workflow for themselves.

Our guides are published by Wealth Watcher for general education. They are not an independent review of the app or a professional financial assessment of your circumstances.

Worked examples use fictional amounts or labelled demo data. The debt comparison and retirement calculator explain their assumptions and calculation methods; automated checks verify their arithmetic and important input boundaries. A mathematically consistent scenario is still not a forecast.

Links to sources such as the SEC’s Investor.gov and the Consumer Financial Protection Bureau support the educational explanations; those organisations do not endorse this app. Publication and update dates describe the page, while release-specific facts carry a separate checked date.

If a figure, feature claim or source needs correction, send the page URL and the detail to the contact above. Check current local rules and seek qualified advice before a consequential financial decision.